Insurance Agency in Omaha, Nebraska
Chastain Otis Insurance Agency is a family-owned, independent insurance agency in Omaha, Nebraska, serving individuals, families, and businesses for more than 80 years. Our independent agents help clients compare coverage from multiple insurance providers, with options including auto, home, renters, life, business insurance, and employee benefits.
Personal Insurance
We help individuals and families compare personal insurance options including home, auto, renters, life, health, and umbrella coverage. As an independent insurance agency, we work with multiple providers to help find coverage that fits your needs and budget.
Business Insurance
Protect your property, employees, vehicles, and day-to-day operations with business insurance tailored to your needs. Coverage options include property insurance, commercial auto, cyber liability, workers’ compensation, and general liability.
Employee Benefits
We help businesses compare employee benefit options including group health, life, dental, and other coverage. Plans can be tailored for small teams or larger organizations based on their needs and budget.
Rewards & Reviews
As an independent insurance agency in Omaha, Chastain Otis helps individuals, families, and businesses compare coverage from a wide range of insurance providers. Because we are not tied to a single carrier, we can offer more flexibility and help clients find coverage that fits their needs, budget, and level of risk. We also share practical insurance guidance through our blog, including The Top 5 Insurance Mistakes.
Our team provides guidance across personal and business insurance, including home, auto, life, commercial coverage, and employee benefits. We take the time to explain your options clearly, identify potential coverage gaps, and help you avoid paying for protection you may not need.
With more than 80 years of experience serving the Omaha community, Chastain Otis provides ongoing insurance support as your needs change. Whether you are protecting your home and vehicles or building coverage for your business, our team is here to provide clear advice and local expertise.
Popular Omaha Insurance Questions
How much is car insurance in Omaha?
Car insurance rates in Omaha vary based on factors such as your driving history, age, vehicle, coverage limits, and deductible. Working with an independent insurance agency allows you to compare options from multiple carriers rather than relying on a single provider.
Why is insurance expensive in Nebraska?
Insurance costs in Nebraska can be affected by severe weather, repair costs, claims history, and the type and amount of coverage you choose. Comparing policies across multiple carriers can help you find coverage that fits your needs and budget.
What insurance is required in Nebraska?
Nebraska drivers are required to carry auto liability insurance that meets the state’s minimum requirements. An independent insurance agent can also help determine whether additional coverage makes sense based on your vehicle, assets, and overall risk. Chastain Otis Insurance
What is the most common insurance claim in Nebraska?
Storm-related damage is a major concern for Nebraska homeowners and drivers, particularly from hail, high winds, and severe storms. The type of claim you are most likely to face can vary based on your property, location, and coverage