Spring Maintenance Tips to Protect Your Home and Insurance Coverage

As winter gives way to spring, it’s important to assess your home for potential damage caused by harsh weather. Taking proactive steps now can help you avoid costly repairs and ensure your insurance coverage remains effective.

1. Inspect for Roof Damage — Without Risking Your Safety  

Instead of climbing onto your roof, consider hiring a professional to assess it for damage. Winter storms can loosen shingles, cause leaks, or create other issues that aren’t always visible from the ground. Since many insurance companies have a one-year limit for filing claims, scheduling an inspection soon is wise if you suspect damage from last year’s storms.

2. Clean and Inspect Gutters  

Clearing out leaves and debris ensures your gutters can direct water away from your home’s foundation. While cleaning, check for loose or damaged sections that may need repair.

3. Check for Signs of Water Damage  

Inspect ceilings, walls, and basement areas for discoloration, peeling paint, or musty odors — all signs of potential water intrusion. Addressing these issues early can prevent mold growth and further damage.

4. Inspect Your Windows and Doors  

Cold weather can cause seals to crack or shrink. Checking for drafts or leaks now can improve energy efficiency and protect against future water damage.

5. Examine Outdoor Structures  

Inspect decks, fences, and sheds for loose boards or other wear. Early repairs can prevent bigger issues later in the season.

By addressing these tasks early in spring, you’ll be protecting your home’s structure and ensuring you meet important insurance deadlines. If you suspect your home may have sustained damage in recent storms, scheduling an inspection soon can help you take appropriate action before it’s too late.

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